Specialist Commercial Insurance to suit all business requirements contact us for a quotation and save £££'s
Why are you paying more?
Everyone in business knows how tough it can be to stay ahead of the game. Insurance is just one of the essential costs that never seems to show any return or deduction. As specialist commercial insurance advisors we are confident that we can show you significant savings on cover customised for your business.
All risks cover for your buildings and contents
We can insure your business against all major risks including fire, storm, flood, malicious or accidental damage and theft. Plant machinery, fixtures and fittings, hand tools, business machines, computers and other contents can be covered on a reinstatement as new basis.
Cover can also include: Business Interruption Loss of gross profit due to reduction in turnover or increased cost of working following loss or damage to property. Goods in Transit Loss or damage to stock anywhere in the UK on your own vehicle, additionally cover can be extended for vehicles on transporters for delivery, collection or recovery. Loss of Business Money For cash in transit and on your premises including loss of non-negotiable currency up to £250,000, damage to safes or carrying cases, even damage to clothing during robbery or attempted robbery. Loss of Income Cover income lost for up to 12 months as a result of loss or damage. Personal Accident Following Assault Compensation and medical expenses for any person autorised to handle cash injured during robbery or attempted robbery.
Employers Liability, Public Liability Cover with generous indemnity limits suitable for most businesses, is automatically included in specialist motor trade packages. However if you require additional cover, or need to cater for special circumstances, we would be pleased to advise you.
Additional Cover

• Buildings
  Buildings are covered on a new for old basis and include all trade and domestic outbuildings, annexes, garages and the like. The sum insured on buildings is index linked.
• All Risks
  All risks cover may be selected for both buildings and contents.
• Work Away
  Both Public and Employers liability cover can be extended to include work away beyond the normal collection and delivery.
  Standard Cover
  (Specified Perils) This covers the following
  A. Storm, Tempest or Flood.
  B. Escape of water from water systems, apparatus and pipes (but not sprinkler systems).
  C. Malicious Persons or Vandals.
  D. Theft following entry or exit by forcible and violent means.
  E. Explosion (not of steam pressure vessels).
  F. Fire, Lighting, Thunderbolt and Earthquake.
  G. Riot, Civil Commotion, Strikes and Labour Disturbances.
  H. Impact by vehicles, animals, aircraft, falling trees or TV aerials.
  I. Escape of oil from oil fired central heating systems.